Consequently, how much does cigarette smoking really cost you out-of-pocket? I’ve gathered some information you can definitely find interesting.
Many of the other sites carry on and on about what I consider too risky and opportunity cost-related (such as costs related to employment and potential health care costs), Then there are those expenditures hardcore those that smoke really don’t offer a futz about, what I consider stuff that can be virtually categorized as “ammo non-smokers use to help badger the smoker into quitting. ” Note that I didn’t say they weren’t correct… the things i did say more or less is the fact real smokers didn’t want to give a flying bone. So I didn’t take the time adding those on to this collection. E Cigarette Info
Here, We’ve stuck with more sensible and immediate here-and-now cost information that probably, all smokers will spend because of this of their cigarette smoking. And, as you can see, for the most part these are repeated costs at that:
5. Right now (2009), a pack of any cigarette smoking products costs an average of $4. 50 to $5 each. Therefore the typical pack-a-day cigarette smoker will spend $1642. 50 to $1825 a year on cigarettes alone.
* If perhaps you like to smoke cigars in your car, the cigarette smoking-related expense will usually come when you try to sell or trade-in the vehicle. My spouse and i do have no hard info – actually I actually do not know where I got the pursuing numbers from; I just had them written down in my notes.
Over a direct sale, figure on spending $150 to have a car detailer try to remove your car’s cigarette odor. And this might not exactly even bring the car’s price up to what a comparable non-smoker’s vehicle brings.
On a trade-in, expect the dealer to take off a few hundred from your car’s trade-in value, maybe even all the way up to $1, 000 or more for higher-end vehicles.
* To give you a good idea on the big difference in cost for life insurance, I visited Geico to get instant rates on $500, 000 20-year term life insurance for a 40-year-old healthy guy. The cheapest twelve-monthly premium for a non-smoker was $335. The cheapest twelve-monthly premium for a smoker was $1, 435… a difference of $1, 100 annually.
5. For health care insurance info and test quotes, I gone to eHealthInsurance. For any healthy 40-year-old male smoker, the lowest monthly quoted was $76. For a no smoking, $60. That’s a big difference of $192 a yr.